Mortgage Secured Finance
Unlock High-Value Capital Against Your Property Assets
Loan Against Property (LAP) is a secured loan where you mortgage a residential house, commercial office, shop, or industrial land to raise substantial funds. Because the loan is backed by collateral, interest rates are significantly lower than unsecured personal loans, while repayment tenures can extend up to 20 years.
Interest Rate
From 9.25% p.a.
Loan Amount
Up to ₹15 Crore
Repayment Tenure
Up to 20 Years
LTV Ratio
Up to 75% Value
Why Choose Loan Against Property?
Retain Property Use: Continue living in or renting out your property uninterrupted.
Substantially Lower EMIs: Extended 15-20 year tenures significantly reduce monthly installments.
Multi-Purpose End Use: Use funds for business expansion, child's overseas education, or marriage.
High Funding Sanction: Unlock loans ranging from ₹10 Lakhs to ₹15 Crores.
Eligibility & Required Property Documents
Eligibility Criteria
- Property Owner / Co-owners
- Salaried or Self-Employed Individuals
- Freehold & registered properties in Delhi-NCR
- Commercial shops, residential units, warehouses
Document Checklist
- KYC: PAN Card, Aadhaar Card of all property owners
- Income: 3 Yrs ITR & Computation / Salary Slips
- Bank Statements: 12 Months primary bank statement
- Property Documents: Sale deed, chain of deeds, map approval
Get Maximum Valuation on Your Property
Our mortgage valuation officers provide complimentary on-site evaluation.
Apply For LAP Facility Now