Mon - Sat: 10:00 AM - 7:00 PM (Sunday Closed)
Hailp Loan Services
Apply For Loan

Frequently Asked Questions

Help & Guidance

Everything You Need To Know About Borrowing

Got doubts regarding documentation, interest calculations, or tenure flexibility? Explore our categorized questions below.

General & Company Questions

What is Hailp Loan Services and how does it operate?

Hailp Loan Services India Pvt. Ltd. is a digital loan intermediary and certified financial advisor based in Rajouri Garden, New Delhi. We act as a technology and service intermediary connecting retail and corporate borrowers with leading regulated banks (HDFC, ICICI, Axis, Kotak, BOB) and certified NBFCs (Aditya Birla, Hero FinCorp, Bajaj Finserv, InCred). We assist you throughout the application, document pickup, credit appraisal, and final loan disbursal with zero hidden fees.

Are there any upfront charges or hidden fees?

No. Hailp Loan Services adheres to 100% transparent and ethical business practices. Standard loan processing fees (if any) are deducted directly by the lending bank upon loan sanction and disbursal as stated in your official loan sanction agreement.

Personal & Business Loans

What is the minimum credit score (CIBIL) required for instant approval?

A CIBIL score of 700+ is considered healthy and qualifies you for the lowest interest rates. However, we also have specialized lending partner programs for individuals with scores between 620 and 699 based on strong banking turnover or co-applicant backing.

Can self-employed individuals and MSME owners get collateral-free loans?

Yes. We provide collateral-free unsecured business loans up to ₹50 Lakhs for proprietary firms, partnerships, LLPs, and private limited entities based on 2+ years business vintage and active GST banking turnover.

Home Loans & Loan Against Property (LAP)

How much loan can I get against my property (LTV ratio)?

For standard Home Loans, banks fund up to 80% to 90% of the property's registered agreement value. For Loan Against Property (LAP), lenders sanction up to 60% to 75% of the current market valuation for residential properties and up to 55% to 65% for commercial/industrial properties.

Can I transfer my existing home loan to get a lower interest rate?

Yes! Our Home Loan Balance Transfer facility lets you shift your existing high-rate loan to our partner banks starting from 8.40% p.a. You can also avail of an instant Top-Up loan at attractive housing rates.

Fast 24-48h Disbursal

Ready to Fulfill Your Financial Goals?

Direct access to 35+ partner Banks & NBFCs with lowest rates, minimal paperwork & zero hidden charges.

Call Chat Apply Now