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Being the capital and economic hub of this nation, Delhi is one of the most expensive cities in India. When compared to Bangalore and Mumbai, the cost of living in Delhi is significantly higher.
This metropolitan powerhouse is home to millions of salaried, self-employed and individuals working in government jobs earning their livelihoods.
Finance categories winning more than 10 awards
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What We’re Offering
A business loan provides funding to companies or entrepreneurs for various purposes, such as expanding operations, purchasing inventory, or covering operational costs. These loans can be secured (backed by collateral like property or equipment) or unsecured (based on the business's creditworthiness and turnover). They are typically repaid in fixed monthly installments over a medium-term period.
A personal loan is an unsecured loan offered by financial institutions based on your income, credit score, and repayment capacity. Because there is no collateral involved, interest rates tend to be higher. These loans are versatile and can be used for emergencies, weddings, travel, or debt consolidation, and are repaid in fixed EMIs over a short to medium term.
A home loan is a sum of money borrowed from a bank or housing finance company to purchase a residential property. The property itself serves as collateral (security) against the loan. These loans typically feature long repayment tenures, often extending up to 20 or 30 years, and are secured against the property being purchased.
Loan Against Property is a secured loan where you pledge a property—whether residential or commercial—as collateral to raise funds. The loan amount is determined by the market value of the property you offer. Since it is secured, interest rates are generally lower than unsecured loans, and you can use the funds for any personal or business need.
Overdraft (OD) and Drop Overdraft (DOD) are both working capital facilities that allow businesses to withdraw funds as needed, up to a sanctioned limit. The key difference lies in their structure: a standard OD offers a revolving limit where you pay interest only on the amount used, and the limit remains constant. In contrast, a DOD features a limit that gradually "drops" or reduces according to a fixed schedule.
Working capital is the cash a business needs for its day-to-day operations, such as paying staff and buying inventory. It is calculated as current assets minus current liabilities and essentially measures a company's short-term financial health and liquidity.
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Very Low Rates on All Loans
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Flexible with Your Repayments
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Hailp Loan Services: A one-stop solution to get instant financial relief. Are you searching for a reliable destination to ease your financial crisis but are unsure about whom to trust? This uncertainty is quite common due to a great number of money lenders out there. Here you require a one-stop destination that claims to support you with your finance irrespective of your expectations, requirements, or eligibility.
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